Welcome to our website! By using our site and services, you agree to these Terms and Conditions. If you don’t agree with any part of these Terms, please stop using our website and services. Your use of our website means you accept these Terms, so please read them carefully.

Intellectual Property Rights

Other than the content you own, under these Terms, paysants Utility Pvt Ltd and/or its licensors own all the intellectual property rights and materials contained in this Website.
You are granted limited license only for purposes of viewing the material contained on this Website.

Services We Offer

We provide various services, including payment solutions, money transfers, recharges, and insurance products. The specific services available to you may depend on your subscription level or account type. For detailed information on the services we offer, please refer to our service descriptions on the website.

1.Fast Pay: Quick payment solutions.
2.Quick Transfer: Instant money transfers.
3.Recharge: Top-up services for mobile phones and other accounts.
4.Mobile Pay: Mobile payment solutions.
5.Insurance: Various insurance products.
6.Travel Services: Travel-related services and bookings.

4. Account Registration and Management

To access certain features, you may need to create an account. When doing so, please provide accurate and complete information. It’s important to keep your account details, such as your password, secure and confidential. If you suspect unauthorized access to your account, please notify us immediately.

5. Responsible Use

You agree to use our website and services responsibly. This means using them for lawful purposes and not engaging in any activity that could harm our website or disrupt other users. Avoid using our services for illegal activities or transmitting harmful content.

6. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services or legal requirements. Any updates will be posted on our website, and they will take effect as soon as they are published. It’s a good idea to review these Terms regularly. Continued use of our website after changes means you accept the new Terms.

7. Payments and Fees

If there are any fees associated with the services you use, you agree to pay them as specified. We will provide clear information about any charges before you are required to make a payment. If you have questions about fees or payments, please contact us for assistance.

8. Termination of Access

We reserve the right to suspend or terminate your access to our website and services if you violate these Terms or if your use of our services is problematic. If your access is terminated, you must stop using our services immediately. We are not liable for any loss or inconvenience resulting from the termination.

9. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. Please review our Privacy Policy to understand how we handle your data and your rights regarding it.

10. Dispute Resolution

Any disputes related to these Terms or your use of our services will be handled according to the laws of India. Disputes will be resolved in the courts of India.

11. Miscellaneous

11.1 Entire Agreement: These Terms and any related documents represent the complete agreement between you and us, replacing any prior agreements.
11.2 Severability: If any part of these Terms is invalid or unenforceable, the rest will remain in effect.
11.3 Waiver: Not enforcing a provision of these Terms does not mean we waive our right to enforce it later.
11.4 Assignment: We may transfer our rights and obligations under these Terms. You may not transfer yours without our consent.
11.5 Force Majeure: We are not liable for delays or failures due to events beyond our control, like natural disasters or strikes.
11.6 Notices: Send any notices to us at sales@paysants.com. We will use your provided contact details for any notices to you.
11.7 No Third-Party Beneficiaries: These Terms are for the benefit of you and us only. No third party can enforce these Terms.
11.8 Governing Law: These Terms are governed by the laws of sales@paysants.com, and disputes will be handled in its courts.
11.9 Survival: Provisions that should logically survive termination will remain in effect after you stop using our services.

12. Contact Us

If you have any questions or need help with anything related to these Terms or our services, please contact us at sales@paysants.com. We are here to assist you and ensure you have a positive experience.