micro-ATM (M-ATM)

A Micro ATM (mATM) is a compact, handheld device that lets users withdraw cash from their bank accounts. Like traditional ATMs, mATM services offer cash withdrawals and balance checks, providing a convenient solution for users, particularly in locations where access to full-service ATMs or banks is limited.

At Paysants, we are committed to enhancing financial inclusion by offering micro-ATM services that bring banking directly to remote communities. Our micro-ATM solutions provide a range of essential services in a user-friendly manner.


Key benefits of M-ATM services provided by Paysants:


1. Enhanced Accessibility:

Our micro-ATMs are strategically located in local shops and community centers, bringing banking services closer to you.

2. Secure Transactions:

We prioritize security, ensuring safe and reliable transactions for all users.

3. Support for Financial Inclusion:

By offering these services, we aim to empower unbanked and underbanked populations, giving them the tools to manage their finances effectively.

4. Quick and Efficient:

Our micro-ATM services enable fast transactions, saving time and enhancing customer satisfaction.

Services we as Paysants offer in M-ATM:


1. Cash Withdrawals:

  • Description: Customers can withdraw cash like ATM.
  • How it works: To withdraw cash using a Micro ATM (mATM) machine with a debit card, the user simply inserts their card and enters their secure PIN for authentication. They then select the "Cash Withdrawal" option and input the desired amount. The mATM processes the request by communicating with the bank, and if the transaction is approved, the machine dispenses the cash.

2. Balance Enquiries:

  • Description: Users can check their account balances at the micro-ATM.
  • How it works: To perform a balance enquiry using a Micro ATM (mATM) machine, the user inserts their debit card into the device and enters their PIN for authentication. After selecting the "Balance Enquiry" option, the mATM communicates with their bank to retrieve the account balance. The balance is then displayed on your device screen, and a receipt with the balance details is printed for the user. This process allows users to check their account balance quickly and conveniently, without needing to visit a bank or a traditional ATM.